As October rolls in, I can’t help but love the season—crisp air, golden leaves, harvest time, and all the community energy that comes with it. 🍁

This month is all about fall vibes and protecting what matters most—because insurance isn’t just paperwork... it’s about protecting lives. 🧡 Whether it’s helping you review your auto, home, renters, life, or business coverage, I’m here to make sure you feel confident and prepared for whatever comes next. ✅

And let’s talk football season! 🏈 It’s that time of year when everyone’s cheering, families are on the move, and the road gets busier—so it’s a great reminder to stay protected and plan ahead. 🚗💛

From harvest to game day, my goal is simple: help you protect your loved ones, your home, and your future. 🍂 If you’d like to check your coverage or get a quote, I’d love to help—just reach out anytime! 😊

Since July 1, 1994, I've had the privilege of serving Tawas City, East Tawas, Iosco County, and the surrounding Tawas Bay area as your State Farm agent. My connection to State Farm runs deep. I come from a State Farm family, and after joining the company as a Fire Underwriter in 1985, I became an agent to have the opportunity to work directly with customers and help them better understand their insurance needs.

My wife, Dawn, and I have been married for more than 41 years and have been fortunate to raise our three sons here in this wonderful community. Today, they are married and successful in their own careers, and we're also proud grandparents. We enjoy traveling together, especially to tropical destinations, and share our home with a very spoiled cat named Elliott.

My team and I take the time to help customers understand their policies, complete important paperwork, and feel welcomed as part of our close-knit agency. Whether you're looking for Auto Insurance, Homeowners Insurance, or Life Insurance, we're here to provide personalized guidance and support.

Through my years with State Farm, I've earned the Chartered Life Underwriter (CLU) and Chartered Property Casualty Underwriter (CPCU) designations. I also hold a BBA from Western Michigan University, earned in 1985. Beyond the office, I remain active in my church, the Kiwanis Club, and Rotary Club, and have spent many years volunteering with youth activities and coaching sports. You'll find our family-friendly, pet-friendly office conveniently located along Tawas Bay, next door to the Tawas Bay Pizza Company.

If you're in Tawas City, East Tawas, or anywhere in Iosco County, stop by, give us a call, or connect with us virtually to see how we can help with your insurance needs.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. In the Tawas area you can count on Tim and his team for personalized service.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in the Tawas area reach out to Tim and his team.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Tim and his team are here to help your Tawas area household feel covered.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Looking for coverage? Talk with Tim and his team about your options in the Tawas area.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Tim and his team are proud to serve the Tawas area community.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Serving the Tawas and the surrounding area, Tim and his team can help answer your questions.